Car Insurance

Acko Car Insurance Review : Types, Features, Exclusion

If you are looking for a good car cover for yourself, then you should definitely take a look at Acko Car Insurance.  In today’s post,

We have given complete information about this cover company, to help you choose the best car insurance for you.

Acko Car Insurance

Acko Car Insurance

We all know very well that if we want to drive our car on the roads of our country India, whether it is two wheeler or four wheeler it does not matter, you must have your vehicle documents as well as an insurance. Should be.

On getting the insurance, you have the option that you can get it third party also, it can also take personal damage cover with third party. 

If you are also looking for a good and low cost car cover for yourself, then in today’s post you will get complete information about Acko Car Insurance. 

Along with this, we will also discuss about some special features, discount offers and exclusions of this company.  Which will help you choose the best car cover for you.  Then let’s know about this company.

Also Read : ICICI Lombard Car Insurance Review

Acko Car Insurance Features

Acko Car Insurance Features

Friends, if you take cover for your car from Acko Car Insurance Company, then you will also get to see many features. 

The premium of this company starts from Rs 2702, and if we talk about its claim settlement then it is 94%, which is considered quite good. 

Below we have told about some other special features of this company, which you should know about-

Claim Settlement 94 %
Customer Support Available
Zero Depreciation Available
Emergency Assistance 24/7
Third Party Cover Available
Premium Start From 2702 Rupees
Own Damage Cover Available
Personal Accident Cover Available

Add-on Covers

Friends, you can customize the insurance coming from this company according to you.  And can also do some add-ons in it.  We have listed some of these add-on covers below, you can also take them along with your cover –

  • Consumable cover
  • Roadside assistant
  • Zero depression
  • Engine protection cover
  • No claim bonus
  • Invoice protection cover

Why choose Acko?

Friends, if you do not understand why you should choose Acko Car Insurance Company to insure your car?  Then we have given some special features of this company below, from which you will be able to get the answer to this question-

Affordable Premium

Most of the car cover company’s insurance is very expensive.  But Acko Car Insurance Company provides us cover at very affordable and low prices. 

If we talk about the premium of this company, then it starts from Rs 2702.  Which any common man can afford.  Therefore, you should buy insurance from this company keeping in mind its affordable premium.


There are many companies in which it takes you hours to get insurance.  Their service is very slow.  Whether you are insuring yourself by visiting a service center, or taking cover online. 

It takes you a long time.  But Acko Car Insurance Company is considered very good in this matter.  You can easily take your car cover online from this company in few minutes.

Stress free claim

Friends, while taking any insurance from any company, you must see its claim settlement.  If we talk about the claim settlement of this company, then it is 94%. 

If a company’s claim settlement is above 80%, then it is considered good.  When you take your insurance from this company, then you will not have to face any kind of problem while making an cover claim.

Types of Acko Car Insurance

Acko Car Insurance Company provides us with mainly three types of cover .  Which we have explained in detail below.  You can choose any of these cover according to you-

Comprehensive Car Insurance

If you take comprehensive car insurance for your vehicle from this company, then you are given protection for the vehicle against any kind of collision, theft, fire or any natural and man made accident. Comprehensive car cover is slightly more expensive than third party car cover .

Third party and liability insurance

Friends, if you do not know what is third party insurance?  Then let us tell you in few words, that when you get into an accident, then the company whose accident has happened, provides cover to that person. 

And having this third party cover has been made a must in our country.  You can also take third party and liability insurance for yourself from this company.

Own damage cover

You can also take own damage cover for your vehicle from Acko Car Insurance Company, which will provide you cover in case of any kind of damage to your vehicle.

Acko Car Insurance Exclusion

If you are looking to insure your car from this company, then before that you must know about some of the exclusions of this company. 

1. If you are found to be doing any of the following, then you will not be given any insurance claim of any kind from this company-

2. If you do not have a valid driving license, and you have an accident while driving.  Then there will be no responsibility of this company at that time.  And you will not be given any insurance claim of any kind.

3. The company will not be responsible for any kind of tube and tire damage to the vehicle.

4. If you drive under the influence of any intoxicant like alcohol, and you get into an accident, then in that case this company will not have any responsibility.

5. If your vehicle is damaged in any type of war, then you will not be given any claim of any kind.


Friends, in today’s time if you drive a car, then it is also very important for you to have an insurance with you. 

Insurance will not only protect you from challans due to lack of cover , but it will also cover you in case of any kind of accident or damage to the vehicle. 

That’s why everyone must keep an cover with them along with other documents of the vehicle while driving.  In today’s post, we discussed about Acko Car Insurance Company. 

Hope you liked our post for today and helped you choose a good and affordable affordable car cover for yourself.  Thank you for reading this post.

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