Bike Insurance

Future Generali Bike Insurance Review : Types, Features, Exclusions

If you are looking for a good bike or other two wheeler cover for you, then in this post of yours, we will tell you about Future Generali Bike Insurance, which will help you to choose the best bike insurance for you.

Future Generali Bike Insurance Review

Future Generali Bike Insurance Review

If you want to drive any other two wheeler on the roads of our country, then it is very important for you to have insurance along with other papers of your vehicle. 

Although there are many two wheeler Insurance companies in India, only a few of these companies are such that they provide very good cover at low prices. 

One of them is Future General Insurance Company.  If we talk about the claim settlement of the company, then it is above 88%. 

And till date more than 16 lakh people have taken their cover from this company.  If we talk about the branch of this company, then it is currently more than 125 in India. 

If you live in a big city, then you can easily get yourself insured by visiting its branch.  But if you live in a small town or village, and want to get your two wheeler insured from this company, then you can easily insure your bike online as well.

Also Read : Acko Bike Insurance Review

Features of Future Generali Bike Insurance Company

Future Generali Bike Insurance features

Friends, Future Generali is such a bike insurance company, which has been for a very few years now.  But it has become a very big cover company in such a short span of time. 

This company was started in 2007, and has seen more than 18 lakh policies issued.  Some of the special features of this company have been given to us below. 

If you are looking to take your insurance from this company, then you must remember-

Key Features
Claim settlement Ratio 88%
Branches 125+
Third party cover Available
Personal accident cover Available
Own Damage Available

Types of Future General Insurance Plans

Just like any other company or company also provides us with many types of motor cover .  Which we have discussed in detail below-

Third party and liability insurance

We all know that it is very important to have at least a third party and liability insurance to drive on the roads of India. 

If you don’t know what Third Party and Liability cover ?  Then you can understand it in such a way that if you get into an accident while driving on the road, then insurance is provided to the third party person in the accident.

Personal accident cover

With this company, you can take third party and liability insurance as well as personal accident cover.  So that if you get into an accident while driving,

Then you will be given cover along with the third party.  Most people also prefer to take a personal accident cover along with third party liability insurance.

Benefits of Future Generali Company

Friends, if you take insurance of your two wheeler or your bike from this company, then you will also get to see some benefits.  Which we have explained in detail below-

Claim settlement ratio

The claim settlement ratio of Future Generali Company is 88%.  If a company’s claim settlement ratio is above 80, then it is considered very good. 

If you take your two wheeler cover from this company, then you will not face any problem while claiming any cover .

Network connectivity

While taking any type of insurance from any company, you must keep in mind the network connectivity of that company. 

If we talk about network connectivity of Future Generali company, then it is more than 3000.  This means that no matter if you live in a small town, whether you have to make a claim or get any information from this company, you will not have a problem.

Present Branches

 Presently, Future Generali Insurance Company has more than 125 branches.  In which you can go to any time to get your cover or related information.  Which is a good thing about this company.

Customer support

Before taking any cover of any company, we must see its customer support and if we talk about the customer support of Future Generali Insurance Company,

Then it is considered very good.  You can get any type of information from the customer care of this company from 9:00 AM to 7:00 PM.

Future Generali Company Exclusions

Friends, if you are taking insurance from this company, then you should also know about its exclusion first.  We have listed some selected exclusions below-

If you do not have a Valid Driving License, and you have an accident while driving, if you have also taken Personal Accident Cover with Third Party Liability or Third Party Liability, even then this company will not give you any kind of coverage.  cover claims will not be given.

If any problem occurs with the tube or tire of your vehicle, then this company will not be responsible at that time.

If you drive under the influence of any intoxicant like alcohol, and you get into an accident, then this company will not give you any insurance claim of any kind.

If you drive outside the geographical area given in the cover , and some kind of accident happens.  Even then this company will not have any responsibility therein.

This company will not take any responsibility during any type of war or any strike.


Friends, if you are driving today’s time, then it is very important to have cover with you. Insurance will not only protect you from police challans. 

Along with this, it will also provide you with accident cover. In such a situation, it is everyone’s responsibility to keep a valid cover along with other documents of the vehicle while driving. 

In today’s post, we talked about Future Generali Bike Insurance. Hope you liked our post for today and helped you choose a good and affordable bike cover for yourself.  Thank you for reading this post.

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