Car Insurance

IFFCO Tokio Car Insurance Review : Types, Features, Discounts

If you are looking for a good and affordable company to take car insurance for yourself, then you must have a look at the IFFCO Tokio Car Insurance. 

In today’s post, we will give complete information about IFFCO Tokio Car Insurance Company. Which will help you to choose a good car Cover  for yourself, so let’s know about this company-

IFFCO Tokio Car Insurance Review

IFFCO Tokio Car Insurance Review

Friends, IFFCO Tokio Company is a well-known Cover company in our country today.  It has been more than 10 years since this company gave its service in India. 

Due to this company being associated with farmers, people of our country prefer to get their insurance done from this company.  This company provides us the following types of insurance-

  • Car Cover
  • Two wheeler Cover
  • Health Cover
  • Travel Cover
  • Fine Arts Cover
  • P & I Cover
  • Credit Cover

If we talk about the strength of this company, then in today’s time this company has opened more than 4300 network connectivity garages in our country. 

In which you can get insurance related information 24 hours a day, 7 days a week.  The claim settlement ratio of this company is also 95%, which is considered very good. 

This company gives us three types of Insurance i.e. Third Party and Liability Cover , Own Damage Insurance and Personal Accident Cover in Car Cover.

Also Read : Tata AIG Car Insurance Review

Special Features

IFFCO Tokio Car Insurance Special Features

Friends, IFFCO Tokio Insurance Company is a well-known and very big car insurance company of India in today’s time, in such a situation or company gives us many such special features. 

The benefits of which are taken by the insurers of this company.  In such a situation, below you have told some such special features of this company, if you want to take Cover of this company, then you should know.

Key Features
Network Connectivity 4300+
Settlement Ratio 95%
Help Assistant Mon – Sat
Policy Issued 1,00,000+
Zero Depreciation Available
Emergency Assistance 24×7
Third Party Cover Available

Types of IFFCO Tokio Car Insurance Company

Friends, if you are looking to take your car Cover from IFFCO Tokio Car Insurance Company, then you can take three types of car insurance in it.  Which we have discussed in detail below-

Third Party and Liability

Friends, if you drive your car on the roads of our country, then you must have at least one third party and liability vehicle insurance. 

And this is the company’s first coming Cover third party and liability insurance, in which we are given insurance for third parties only.  This type of Cover is cheaper than other teams.

Own damage cover

Friends, in this company you get to see own damage cover, in which your vehicle is covered from dangers like Fire, Explosion, Self-ignition, Flood, Typhoon, Hurricane, Cyclone, Hailstorm, Earthquake, Landslide, Terrorist activity.

Personal accident cover

Friends, if you become a victim of any kind of accident while driving, and you have to face serious injury or death, then you get to see insurance up to 2 lakh from this company.

Discount Offered by IFFCO Tokio Car Insurance

Friends IFFCO Tokio Car Insurance Company also gives us some discount offers, the main one being the No Claim Bonus.  In this company’s no claim bonus, if you did not claim any type of Cover last year, then you will get a discount of 20% while taking your Cover next year. 

And this discount can go up to 50%.  We have given below the chart of No Claim Bonus, which will help you to know more details about this discount.

Year Discount
One Claim free year 20%
One Claim free year 25%
One Claim free year 35%
One Claim free year 45%
One Claim free year 45%


Friends, we also get to see some exclusions in this company, if you are found doing any of these exclusions, then you will not get to see any kind of insurance claim by this company.  Out of these, we have given the main exclusions below-

1. If any type of mechanical electrical breakdown occurs in your vehicle, then you are not given an insurance claim by this company.

2. If you do not have a valid driving license, and you become a victim of an accident while driving.  Then you are not given any type of Cover by this company.

3. If any type of tire or tube-related damage occurs in your vehicle, then this company is not responsible for it.

4. If you drive under the influence of any kind of intoxicant like alcohol, and you get into an accident.  Then there is no responsibility of this company in this.

5. If you have installed some accessories in your car, and it has been stolen, even then or the company will not give you any kind of it.


Friends, if you want to drive your car on the roads of India, then you need to have a valid car insurance.  With which you will be able to avoid Challan, as well as you will be given cover in case of any kind of accident or vehicle damage. 

In today’s post, we learned about IFFCO Tokio Car Insurance Company.  Hope you liked our post for today and helped you choose the best car Cover for yourself.

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