Royal Sundaram Health Insurance Review : Plans, Features, Network

In today’s post, we will know about Royal Sundaram Health Insurance.  If you are looking for the ideal health insurance for you, then you must know about the health Cover of this company.  So let’s know-


Royal Sundaram Health Insurance


Royal Sundaram Health Insurance


At present, there are more than 30 health insurance providers available in our country, in which there are many such companies, in which they have to face many problems while making any kind of claim. 

That’s why you should compare several companies while taking any type of insurance.  Today we are talking about Royal Sundaram General Health Cover Company. 

We will get complete information, about the specialty and achievements of this company.  And about the health Cover plans coming by this company.

Royal Sundaram General Insurance was approved for Cover by IRDAI in the year 2000.  Earlier it was known as Royal Sundaram Alliance Cover Company Limited.

At present, Royal Sundaram General Insurance offers many other Cover including health, motor, health, personal accident and many more.  This company also provides you if you want to get home or travel insurance for yourself.

Also Read : IFFCO Tokio Health Insurance


Types of Plans by Royal Sundaram


Types of Plans by Royal Sundaram


Royal Sundaram offers various types of health Cover plans.  In such a situation, we have listed some of the best insurance, coming from Royal Sundaram Company, which you must go through before buying a health insurance.


Royal Sundaram Lifeline Supreme Health Insurance


This is the first health Cover to come by Royal Sundaram Company.  In this insurance, you are given Insurance for 11 different diseases, as well as reimbursement of hospital expenses, expenses from ambulance is also available in this insurance.

Parameter Range
Minimum age 18 Years
Maximum age No upper age limit
Sum insured 5-50 Lakh

Royal Sundaram Lifeline Elite Health Insurance


Friends, this insurance is best for those people who have any kind of serious illness.  And those who want to get their treatment done internationally.  This Cover also provides insurance in 11 types of different diseases.

Parameter Range
Minimum age 18 Years
Maximum age No upper age limit
Sum insured 25 Lakh-1.5 Cr.

Royal Sundaram Lifeline Classic Health Insurance


This is the third health insurance plan by Royal Sundaram Company, which you can get for yourself and your family.  The company also provides coverage for hospitalization expenses and ambulance service expenses.

Parameter Range
Minimum age 18 Years
Maximum age No upper age limit
Sum insured 2-4 Lakh

Royal Sundaram Family Plus Plan


Royal Sundaram Family Plus is a comprehensive insurance plan, in which you can cover up to 19 relatives of your family. 

Royal Sundaram Company has also included Maternity expenses in this plan.  and New Born Baby cover as well as coverage for up to two deliveries including vaccinations.

Parameter Range
Minimum age 18 Years
Maximum age No upper age limit
Sum insured 3-50 Lakh

Features of Royal Sundaram General Insurance Company


We have listed some of the special features of this company, which you must keep in mind while buying insurance, before buying a health Cover plan of this company.


Network hospital


Friends, Royal Sundaram Health Cover Company is considered to be an ideal company for health insurance.  In such a situation,

If we talk about its network hospitals or connectivity network, then they are more than 5000.  This means that you will not need to go very far while claiming it.


Annual premium


If you want to know the business reputation of any company, then you must know about its annual premium. 

The annual premium of Royal Sundaram Company in the annual financial year 2019 to 20 was 394 crores.  We have given below the annual premium of this company for the last 4 years-

Year Annual Premium in Crore
2016-17 264 Cr.
2017-18 343 Cr.
2018-19 355 Cr.
2019-20 394 Cr.

Claim settlement ratio


We talked about the features of health Cover plans of the company in the past, how important is its claim settlement ratio. 

If we talk about the Claim Settlement Ratio of Royal Sundaram Company for the financial year 2019-20, it is 97.75.  We have given below the Claim Settlement Ratio of Royal Sundaram Company for the last 4 years-

Year Claim Settlement Ratio
2016-17 95%
2017-18 95%
2018-19 96%
2019 20 97.75%

Conclusion


Friends, it is very important to take health Cover in today’s hectic life.  And if you want to get a good health insurance plan for yourself,

Then you should compare it before comparing it with many companies.  And sarkaariexam helps you in this.  In today’s post,

We learned about the Royal Sundaram General Health Insurance Plans. Along with this, we also talked about the features of this Cover and the insurance plans coming by this company.  Hope you liked this post of ours today and got to know something new.

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