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Tata AIG Car Insurance Review : Types, Features, Discount, Exclusions

In today’s post, we will see about Tata AIG Car Insurance. Also, you will know about some special features and plans of this Cover. Then let’s know about Tata AIG Insurance-

Tata AIG Car Insurance Review

Tata AIG Car Insurance Review

Tata Car Insurance is a car Cover company offered by the Tata company.  Apart from motor vehicle, this company also provides Cover of health, term, home, travel etc. 

This is a very big and well known Insurance company in India, which has insured lakhs of people till date.  This company also gives us various types of features and discounts, which we have discussed in detail below.

If we talk about the strength of this company, then this company has opened more than 7000 network garages only in India, in which you can get Cover related facilities, 7 days a week and 24 hours a day. 

The claim settlement ratio of this company is also very good at 98%.  This company provides us with the options of Third Party Insurance, Own Damage Cover , Personal Accident Cover.

Tata AIG Car Insurance Key Features

There are some such key features of Tata AIG Car Cover , which if you take insurance from this company, then you get to see.  We have listed some of these special features below-

Network Garages 7,500 Plus
Claim Settlement Ratio 98%
Add-on Covers Available
Emergency Assistance Available 24*7
Third Party Cover Up to Rs. 7.5 Lakh
Own Damage Cover Available
Personal Accident Cover Up to Rs. 15 Lakh
Number of Customers 5 crore+
Accreditation AAA Rating
Presence 190+ Countries

Types of Tata AIG Car Insurance

Tata Insurance is a very big and well known car Cover company.  So it provides us with three types of car insurance, which include third party liability Cover , own damage cover and personal accident cover.

Own damage cover

If you take insurance from this company, then you get to see own damage cover in it.  Including Accident, Fire Lightning, Self Ignition, Explosion, Strikes, Earthquake, Flood, Cyclone.

Third Party Liability Insurance

If you take Third Party Liability Insurance from this company, which is mandatory in our country.  Then you get to see a third party engineer or damage cover through it.

Personal accident cover

After taking car insurance of this company, you get to see Cover up to 2 lakhs in any accident.


The company also offers a variety of discount offers, the main one being the No Claim Bonus.  If you did not make any claim from this company last year, then you get to see a discount of 20% next year.  Which can go up to 50%.  We have given below in the discount detail of this company-

Year Discount
One claim-free year 20 %
Two claim-free years 25 %
Three claim-free years 35 %
Four claim-free years 45 %
Five claim-free years 50 %

Exclusions of Tata AIG Car Insurance

We also get some such exclusions in the Cover provided by Tata AIG Car Insurance, if you are caught doing any of these exclusions, then you will not get to see any kind of claim.

If there is any kind of mechanical or electrical break down in your vehicle, then you cannot make any claim from this company.

If you do not have a valid driving license, and you are driving, if your vehicle is damaged or you get into an accident, then you will not get to see any kind of clean.

If your vehicle is damaged or damaged, and at that time you are caught consuming alcohol or any other toxic substance, then you will not be able to see any claim.

Also Read : HDFC ERGO Car Insurance


Friends, if you are driving on the road, then it is very important for you to have a valid Cover. Otherwise you may get invoiced. 

Insurance not only protects you from challans, but it also protects you against any type of accident or vehicle damage.  So in today’s post, we learned about Tata AIG Car Insurance. 

Hope you liked this post of ours Today. And this helped in choosing a good car Cover for yourself.

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